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HSA changes for 2007

2007 brings some exciting changes to the benefits of the HSA.

  •  Individual maximum contribution is $2,850 and the family maximum contribution is $5,650.
  • The catch-up contribution for eligible participants over the age of 55 is $800.
  • You are now able to contribute the maximum contribution no matter which High Deductible Health Plan (HDHP) deductible you choose.
  • You are able to make the maximum contribution as long as you have the qualifying HDHP in place sometime during the plan year.
  • The IRS allows you to roll-over unused funds from an Flexible Spending Account (FSA) or Health Reimbursement Account (HRA) on a one-time basis.  
  • The IRS allows for a one-time roll-over from an IRA into an HSA up to the annual maximum limit.
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