Posted by
IQ HSA on Friday, November 16, 2007 2:02:30 PM
If you think health insurance is way too expensive to fit into your budget and lifestyle, think again!
You've heard me say this before, but I'll keep saying it until it sinks in - medical bills are the number one cause of bankruptcy! I don't care if you're 19 or 99. If you're breathing, you need health insurance!
WRONG: "How can I afford to get health insurance?"
RIGHT: "How can I afford not to get health insurance?"
The Reasons Why
You're not psychic. You can't predict if tomorrow morning a reckless driver will run a red light, smash into your car, and injure you. You don't know if your kid will catch the flu from someone at school this year. You can't foresee if your spouse will get injured on the job next week. You don't know these things because they are impossible to predict.
Your best bet is to be prepared by already having health insurance. Being prepared can keep you and your family out of the poor house. It can keep your spouse from having to work 80 hours a week to stay afloat. It can keep your family from falling apart. I know this because my team and I hear stories like these every day.
Reevaluate
If you think you can't afford it, reevaluate your lifestyle. Got a monthly cable bill but no health insurance? Your priorities are mixed up! Do you and your spouse have nice cars but no health insurance? Sell the cars and get insured! Average cost
coverage for an individual $100.00/month
coverage for a family $275.00/month